Terms and Conditions – 99.EXCHANGE (99EXCH)

Effective Date: [07/07/2025]

Welcome to 99.EXCHANGE. By registering, accessing, or using our website, mobile app, or any of our services, you agree to be bound by the following Terms and Conditions. Please read them carefully, as they govern your use of the platform.

If you do not agree with any part of these terms, please refrain from using 99.EXCHANGE.

1. Eligibility

  • You must be at least 18 years old to create an account or use the services on 99.EXCHANGE.
  • You are solely responsible for ensuring that online betting is legal in your jurisdiction.
  • Users from regions where betting is banned or restricted are not allowed to use this platform.

2. Account Registration

  • All users must register with accurate and complete details, including name, contact number, and bank/UPI info.
  • You agree to keep your login credentials confidential and not share them with others.
  • You are responsible for all activity that occurs under your account, whether authorized or not.
  • One user is allowed to maintain only one account. Duplicate or fake accounts will be banned permanently.

3. Use of Services

  • You may only use 99.EXCHANGE for personal entertainment purposes.
  • Any form of cheating, hacking, misuse, or manipulation of the system is strictly prohibited.
  • You agree not to use bots, scripts, or any automated tools to place bets or interfere with platform operations.
  • Users must not promote violence, hate, or illegal activities through chat, usernames, or game behavior.

4. Deposits and Withdrawals

  • 99.EXCHANGE offers instant deposits and quick withdrawals via UPI, Paytm, PhonePe, Google Pay, and bank transfer.
  • Withdrawals may be subject to KYC verification.
  • Bonuses and rewards are subject to terms of use, such as minimum turnover or playthrough requirements.
  • We reserve the right to delay, reject, or reverse any transaction in case of suspicious activity.

5. KYC and Verification

  • To maintain security, users must provide valid identity proof (Aadhaar, PAN, etc.) when requested.
  • Accounts with false information or mismatched bank details will be suspended.
  • KYC is mandatory before making large withdrawals or participating in certain promotions.

6. Game Rules and Fair Play

  • All games (casino, color prediction, sports betting) are governed by pre-set rules and algorithms.
  • The outcomes are based on chance, probability, and external data (for sports), ensuring fairness.
  • Any user attempting to exploit glitches or errors will be immediately banned.

7. Bonuses, Promotions & Gift Codes

  • Offers like welcome bonuses, referral rewards, and gift codes are limited-time and may change without notice.
  • Abuse of promotions by creating fake accounts or misusing referral codes will result in penalties or bans.
  • All promotional offers are subject to platform policies and turnover requirements.

8. User Responsibilities

  • You agree to use the platform responsibly and ethically.
  • You shall not engage in activities that cause harm to 99.EXCHANGE, other users, or the gaming ecosystem.
  • You are responsible for any tax liabilities as per Indian laws on your winnings.

9. Suspension & Termination

  • 99.EXCHANGE reserves the right to suspend, restrict, or terminate any account at its sole discretion if:
    • Fraud or abuse is suspected
    • Terms are violated
    • Illegal activity is detected
    • Fake KYC or identity is used
  • Users can also request account closure by contacting support.

10. Intellectual Property

  • All content, design, graphics, text, logos, and software on 99.EXCHANGE are protected intellectual property.
  • Users are prohibited from copying, modifying, or redistributing any part of the platform without written permission.

11. Limitation of Liability

  • 99.EXCHANGE is not responsible for:
    • User losses due to gaming
    • Technical glitches or app downtime
    • Unauthorized access due to user negligence
    • Legal consequences arising from user’s local laws
  • Use of the platform is entirely at your own risk.

12. Changes to Terms

  • These Terms & Conditions are subject to change at any time without prior notice.
  • Continued use of the platform after updates implies your acceptance of the modified terms.
  • Users are advised to check this page regularly for any changes.

13. Privacy Policy

  • By using 99.EXCHANGE, you also agree to our Privacy Policy.
  • We collect user data only for operational, verification, and security purposes and do not share it with unauthorized parties.

14. Responsible Gaming

  • We encourage users to:
    • Set limits on playtime and spending
    • Take breaks regularly
    • Never chase losses
  • If you feel addicted, contact our support or seek help from mental health services.

15. Governing Law

  • These terms shall be governed by and interpreted in accordance with the laws of India.
  • Any disputes shall be handled under the jurisdiction of the appropriate Indian legal authority.

16. Contact Us

For any queries or complaints related to these Terms, you can contact us at:

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